Stronger Banking Governance In Indonesia

In an effort to strengthen the governance framework for commercial banks, Indonesia’s Financial Services Authority (Otoritas Jasa Keuangan or “OJK”) issued Circular Letter No. 14/SEOJK.03/2025 regarding the Implementation of Governance for Commercial Banks (“OJK CL 14/2025”) on June 24, 2025.

OJK CL 14/2025 supplements OJK Regulation No. 17 of 2023 regarding the Implementation of Sharia Governance for Commercial Banks (“OJK Reg. 17/2023”) and OJK Regulation No. 2 of 2024 regarding the Implementation of Sharia Governance for […]

By | July 8th, 2025 ||

Money Lending Licence In Nigeria: All You Need To Know

Obtaining a moneylender’s license is a prerequisite to operating as a moneylender in Nigeria. A company seeking to function as a moneylender must apply to the relevant authority for a moneylending license.

This article will explore all you need to know to obtain a money lending license in order to successfully run a money lending business in Nigeria.

Who is a moneylender?

A moneylender is any registered company that engages in the business of lending money at […]

By | July 4th, 2025 ||

Specialty Finance To Securitisation

As alternative lenders scale, most will move from corporate facilities and overdrafts on bank standard forms to consider a “specialty finance” facility.

These facilities offer non-bank lenders their first taste of asset-backed lending and are a valuable tool in the early stages of a specialty lending business.

However, as specialty lending business grow even further, the logical next step is often to “jump” to a securitised warehouse structure (while noting that, for some originators, increasing existing […]

By | July 1st, 2025 ||