Money Lending Licence In Nigeria: All You Need To Know

Obtaining a moneylender’s license is a prerequisite to operating as a moneylender in Nigeria. A company seeking to function as a moneylender must apply to the relevant authority for a moneylending license.

This article will explore all you need to know to obtain a money lending license in order to successfully run a money lending business in Nigeria.

Who is a moneylender?

A moneylender is any registered company that engages in the business of lending money at […]

By | July 4th, 2025 ||

Specialty Finance To Securitisation

As alternative lenders scale, most will move from corporate facilities and overdrafts on bank standard forms to consider a “specialty finance” facility.

These facilities offer non-bank lenders their first taste of asset-backed lending and are a valuable tool in the early stages of a specialty lending business.

However, as specialty lending business grow even further, the logical next step is often to “jump” to a securitised warehouse structure (while noting that, for some originators, increasing existing […]

By | July 1st, 2025 ||

Proposals For An Improved European Banking Union Framework – Part II

In the first part of this article, we dealt briefly with the European Commission’s proposals to further strengthen and ensure the proper application of the existing common framework for managing bank failures, through the publication of a proposed package amending the framework on banks’ crisis management and deposit insurance (“CMDI”) on 18 April 2023.

We also saw that the Commission is proposing to widen the scope for applicability of the European banking resolution regime to cover […]

By | August 9th, 2023 ||