Maria H. Sagrado
Indonesia
Makarim & Taira S.
Summitmas I, 16th & 17th floors
Jl. Jend. Sudirman Kav. 61-62
Jakarta 12190, Indonesia
Tel: +6221 5080 8300
Email:
maria.sagrado@makarim.com
Web:
www.makarim.com
Maria Sagrado is a leading practitioner and negotiator with high-level experience in structuring foreign investment and financial transactions. She represents numerous foreign clients in Indonesia, including investors from China, the USA, the UK, Singapore, and the European Union, across sectors such as power, pharmaceuticals, distribution, port, logistics, mining, and fintech.
Maria’s broad experience in corporate and commercial practice enables her to effectively advise foreign clients entering into local investments or transactions in Indonesia, with due attention to all relevant legal considerations.
She is admired for helping parties with differing interests work together to reach mutually beneficial results. She has led major finance transactions involving foreign banks, particularly from China, Germany, Malaysia and various European countries, as well as offshore export credit agencies, in the financing of Indonesian borrowers, including State-Owned Enterprises, power plants, mining-related industries and manufacturers.
Maria is a pioneer in fintech law, having advised on regulatory and transactional matters since the early development of the sector in Indonesia. She currently serves as Chair of the Financial Technology, Digital Financial Assets & Crypto Assets Sector at the Indonesian Financial Sector Legal Consultants Association (HKHSK). She is also a member of the Fintech Association in Indonesia. She was involved in the drafting of the first Financial Services Authority (Otoritas Jasa Keuangan) regulation on fintech, specifically peer-to peer lending, issued in late 2016. A prominent writer, Maria has published numerous legal advisories and articles, including a notable 2018 piece on Bank Indonesia’s regulatory sandbox initiative for fintech players, featured in IFLR1000’s Fintech Special Focus. She also recently contributed to Chambers Global Practice Guides: Banking & Finance 2024.
Makarim & Taira S. stands out in the legal landscape with a diverse and comprehensive banking and finance practice. The firm’s team of experts handles a wide range of mandates, representing both lenders and borrowers, major multinational corporations, domestic and international banks, financial institutions, and export credit agencies.
Beyond traditional areas such as banking, aviation finance, and project finance, the firm extends its reach into the dynamic fintech sector. In project finance, its involvement goes beyond financing, with active participation in project development, providing clients with a holistic and strategic approach.
The team facilitates all types of financial transactions, including structuring and documenting loan agreements, project finance deals, and syndicated lending arrangements. They play a critical role in negotiating transaction terms to safeguard the interests of all parties, and they frequently advise on debt restructuring and insolvency matters to help clients navigate complex financial challenges. A notable strength of the firm is its strong relationships with Chinese and European banks and financial institutions, coupled with an understanding of their expectations for quality and speed, which has made Makarim & Taira S. a trusted partner in navigating the legal intricacies of their operations.
Makarim & Taira S. is a distinguished law firm in Indonesia, founded in 1980. Since then, it has grown into a premier legal institution, known for its exceptional services.
The firm offers comprehensive services across various practice areas, including Banking & Finance, Capital Markets, Competition & Antitrust, Construction, Corporate & Commercial, Mergers & Acquisitions, Employment, Foreign Investment, Franchise & Licensing, Insolvency & Restructuring, Projects & Energy, Intellectual Property Rights, Real Estate, as well as Litigation, Arbitration & Dispute Resolution.
Amid numerous accolades and rankings from leading global legal directories, Makarim & Taira S. remains dedicated to delivering high-quality, value-driven services. With a focus on trust, integrity, and expanding its global presence, the firm continues to be a top-tier legal partner in Indonesia, positioned to fulfil its vision and be a trusted choice for corporations worldwide.
Over the years, Makarim & Taira S. has cultivated enduring relationships with clients, reflecting the trust and loyalty inspired by the quality of services provided. The firm’s international presence is bolstered by collaborations with globally recognized firms, membership in the World Law Group (WLG), and a strategic alliance with Drew Network Asia (DNA).
“Maria Sagrado advises Indonesian and foreign clients on a range of matters in the banking space, including loan transactions and regulatory issues. Her work covers a range of sectors, including TMT and natural resources.”